Posted by Bevas Logistics MEMBER18 Sep 4:56 pmApapa, Lagos
Credit analysts determine the credit worthiness of people or companies applying for loans.
Typical tasks include:
gathering information about clients
reading financial briefings
assessing, analysing and interpreting complicated financial information
undertaking risk analysis by developing statistical models
keeping company credit exposures within set risk bearing limits
Completing loan application forms and submitting to loan committees for approval
using credit-scoring systems for small credit amounts (such as small unsecured personal loans)
keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
helping to enhance the quality of credit applications
making recommendations about procedural/policy changes.
Key skills for credit analysts
Employers seek adaptable, confident, reliable and motivated graduates with strong time management skills, a very good eye for detail and the ability to work effectively under pressure. Excellent IT, analytical, numerical, interpersonal, communication, problem-solving and teamworking skills are also essential.
Watch out for:
Business Development And Logistics